Jesse Friedland, Founder 10am Studios
Wasted hours
You juggle several invoice platforms to cover every payment method. This creates more paperwork and wastes time.
Hidden fees
You lose thousands of dollars every year on expensive card processing fees (often 2.9% plus 30 cents).
Payout delays
Your cash flow and working capital suffer from slow international wire transfers that can take days (even weeks).
Send
Generate invoices in seconds and send as many as your creative or marketing agency needs. Simply pay us a small fee when your clients pay you. It’s 2.7% on card payments and only 1% for bank transfers or stablecoins.
“Traditional platforms are greedy. My life is much better now because Acctual saves me around $60 a week in fees.”
Michael Wheatley, SiliconANGLE Media
Settle
Offer every popular payment method and get paid on the same day
Give your clients one secure payment link for credit cards, bank transfers (ACH/SEPA), or stablecoins (USDC/USDT). We’ll convert their funds to your favorite currency and send them straight to your agency’s bank account or crypto wallet on the same day.
"I used to send invoices from four different platforms. Now I just use Acctual and I no longer hate my life. Acctual rips!”
Nate Elliott, Head of Operations at Airfoil
Sync
Automatically sync and reconcile each transaction with QuickBooks and Xero
Connect your QuickBooks or Xero account to synchronize your contacts and products. When a client pays an invoice, the transaction will appear in your books automatically.
Xero
Invoice, payment, contacts, GL category
Quickbooks
Invoice, payment, customers, products/services
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FAQs
Will Acctual hold up at our billing volume?
Yes. Acctual processes invoices for agencies billing six figures a month. Multiple payment types, automatic reconciliation and QuickBooks/Xero sync all run without manual work on your end.
How much does Acctual cost for agencies?
$0/month. There's no subscription fee. You pay 2.7% on card transactions and 1% on bank transfers. No per-invoice charges or seat fees.
Yes. Every Acctual invoice includes a single secure payment link where clients choose between credit card and bank transfer (ACH/SEPA). Whichever they pick, funds hit your bank account the same day and sync to your accounting software.
Yes. Every Acctual invoice includes a single secure payment link where clients choose their preferred method — credit card or bank transfer (ACH/SEPA). Whichever method they use, funds hit your bank account the same day and sync to your accounting software automatically.
What happens to reconciliation when clients pay different ways?
It's handled for you. Whether a client pays by card or bank transfer, the payment syncs to QuickBooks or Xero as a transaction against the correct invoice. Your accountant sees a clean ledger and you stop spending hours on manual reconciliation.
Can multiple team members use Acctual?
Yes. Acctual supports team access so multiple people can create, send and manage invoices under one account. There's no extra charge per seat.
Will Acctual sync with our accounting system?
Yes. Acctual integrates with QuickBooks and Xero. Invoices, payments and contacts sync on their own. Client payments show up as transactions without manual reconciliation.
How does Acctual compare to Stripe for agency invoicing?
Acctual charges 2.7% on card payments (no fixed fee) and 1% on bank transfers, with invoicing and reconciliation built in. Stripe charges 2.9% + $0.30 per card transaction with no native invoicing layer, so agencies typically bolt on separate invoicing software and handle reconciliation themselves. With Acctual, the whole path from invoice to bank account is one tool.
How does Acctual handle multi currency billing for international clients?
Acctual supports 135+ currencies. It converts each client's payment into your preferred currency and sends the funds to your bank account the same day.
